Free online quote
A quick check on the numbers, for your information.
- Estimated market value range
- One example comparable near you
- Instant check against your insurer’s offer
- Not accepted by insurers
- Can’t see your options, upgrades or condition
See what your totaled car was really worth.
Get a free market value range in about 2 minutes and see where your insurer’s offer falls.
4.7 from 103 Google reviews
Free, no sign-up
Already have a low offer? Request an appraisal
Get your free quote
About 2 minutes. Your VIN gives the most precise range.
The PDF from your insurer (e.g. CCC ONE) or photos of its pages.
or enter it yourself
Your free quote · estimated value range
Estimated pre-loss market value range
Low High
For your information only. Not accepted by insurers. This free range is an automated market estimate, not an appraisal. To dispute your settlement, you need a certified appraisal report.
How does your insurer’s offer compare?
Enter the amount your insurer offered to see where it falls against the range.
Similar vehicles for sale near you
These are dealer asking prices. Final sale prices are often lower.
Why offers come in low
The insurer’s number isn’t the final word
Total loss valuations are built from comparable vehicles and adjustments. Small errors in those inputs can move the number by hundreds or thousands of dollars.
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Wrong trim or missing options
A base trim in place of yours, or packages and upgrades left out, lowers the value from the start.
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Comparables that don’t match
Vehicles from distant markets, with higher mileage or in worse shape than yours, pull the average down.
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Condition marked down
Condition adjustments are judgment calls. New tires, recent repairs or service records can go unnoticed.
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Taxes and fees left out
Depending on your state, sales tax and title and registration fees may be owed on top of the vehicle’s value.
Reviews
Drivers who didn’t take the first offer
4.7
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5 out of 5 stars.
Settlement up about $4,000
My insurance company wanted to offer me a mere $37k for my very low mileage, near perfect, dealer maintained truck. … I invoked the appraisal clause of my policy and hired Appraisal Engine Inc as my representative. Carlos Liutti took our appraised value and negotiated with the insurance company's third party appraiser. He was able to increase my pre-tax settlement amount by about $4,000!
James K. Google review -
5 out of 5 stars.
Over $1,000 more than the first offer
I'm glad I hired Appraisal Engine. They provided me with a certified appraisal of my vehicle and Carlos Liutti settled my claim on my behalf with the insurance company. The final amount was over $1,000 more than what the insurance initially offered.
Supersim135 Google review -
5 out of 5 stars.
Better than we originally asked for
After my Wife's car was totaled, our insurance sent us a low ball offer and refused to work with us to get a fair settlement. Carlos Liutti from Appraisal Engine helped us every step of the way and got us a better settlement than we originally asked for!
Jon C. Google review -
5 out of 5 stars.
Several thousand dollars I’d have missed
Carlos was very responsive to all my questions and provided the support information and documents I needed to deal with my insurance company. Without this kind of support I would have missed out on several thousand dollars owed me.
David L. Google review -
5 out of 5 stars.
Honest advice at a reasonable price
I had a total loss dispute with an insurance company and Appraisal Engine delivered an excellent service for a very reasonable price. They gave me honest advice and counsel. … They will tell you openly and honestly if your case is worth pursuing.
Elijah P. Google review -
Think your offer is too low?
Get the same certified appraisal these drivers used to push back. No obligation.
Request a certified appraisal
Quoted word for word from Appraisal Engine’s Google reviews; “…” marks shortened passages. Results depend on each claim.
Free quote vs. certified report
A free quote tells you. A certified report proves it.
Use the free quote to check the offer. When you’re ready to dispute it, you need documented evidence.
What you need to dispute an offer
Certified appraisal report
Documented evidence of your vehicle’s value right before the loss.
- A certified report you can submit to your insurer or adjuster
- Every comparable vehicle documented as evidence
- Your exact options, upgrades and condition accounted for
- Guidance on your policy’s appraisal clause
- No obligation: fees explained before you commit
Curious what the report looks like?
How it works
From a low offer to a documented value
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Check your free quote
Enter your VIN or year, make and model, plus mileage and ZIP code. See the estimated range and where the offer falls.
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Request your certified appraisal
Send your details and, if you have it, the insurer’s offer letter or valuation report. Already know the offer is low? Skip step 1.
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We explain your options
We contact you to talk through your claim, what the report covers and any fees, before you commit to anything.
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Dispute with evidence
Submit your certified appraisal report to your insurer or adjuster, or use it to invoke your policy’s appraisal clause.
Independent vehicle valuation experts
The insurance company’s offer is always negotiable.
Our licensed appraisers compare real market data and comparable vehicles, then prepare a valuation report you can use to push back on a low cash value offer. We’ve helped thousands of drivers across the country get fair payouts, without the confusion or stress.
- Independent Based on your vehicle and the market, not the insurer’s settlement target.
- Licensed appraisers Claims reviewed by experienced automotive valuation professionals.
- Nationwide Total loss valuations for drivers in all 50 states.
Professional standards & industry credentials
Certified appraisal
Request your certified appraisal report
The free quote is for your information only, and insurers won’t accept it. A certified appraisal report establishes your vehicle’s pre-loss value so you can dispute the offer with evidence or invoke the appraisal clause in your policy.
- Certified appraisal report you can submit to your insurer or adjuster.
- Comparable vehicles, options and condition documented for your exact car.
- Guidance on the appraisal clause if you decide to dispute the offer.
Request received
What happens after you send it
- We review your request and any documents you send.
- We contact you by phone or email to explain your options and any fees.
- You decide. There’s no obligation to order.
FAQ
Common questions
Still deciding? Tell us about your claim and we’ll explain your options, with no obligation.
Request a certified appraisalThe free quote is an automated estimate of your vehicle’s value range from market data, for your information only. A certified appraisal report documents your vehicle’s pre-loss value, including comparable vehicles, options and condition, so you can submit it to your insurer or use it in the appraisal clause process.
No. The free quote is an automated estimate of your vehicle’s value range, for your information only. It isn’t an appraisal, and insurers won’t accept it as a valuation. To dispute a settlement, you need a certified appraisal report.
No. If you already have an offer and think it’s low, you can request a certified appraisal directly. The free quote just helps you see where the offer falls first.
The best time is before you accept the offer or sign a release, while your claim is still open. Deadlines vary by policy and state, so don’t wait until the last day.
We identify your exact vehicle from its VIN, then look at what dealers are asking for comparable vehicles (same trim, similar mileage) near your ZIP code and nationwide, using MarketCheck listing data. Unusually high or low prices are set aside, and we show the range of the higher of the two markets. The result is a range, not a single appraised value. We also show a similar vehicle listed for sale near you so you can check the numbers yourself.
No. It’s an independent market estimate to help you judge the offer. Your settlement depends on your policy, the vehicle’s condition, taxes and fees, and your state’s rules, and only a certified appraisal report can be used to challenge it.
It’s a provision in many auto policies that lets you and your insurer each hire an appraiser when you disagree on the amount of the loss. If the two appraisers can’t agree, an umpire decides. Terms vary by policy, so check yours.
An insurer declares a vehicle a total loss when repairs would cost more than a set share of its value, or when it can’t be repaired safely. The threshold varies by state and insurer. Instead of paying for repairs, the insurer pays you what the vehicle was worth.
The online quote is free, and you don’t need to give us your name or email to see it. If you request a certified appraisal report, we’ll explain the options and any fees before you commit to anything.
The quote only uses your vehicle details, mileage and ZIP code. If you request an appraisal, we use your contact details and any documents you upload to review your claim and reach you about it.
Don’t sign off on a low offer.
Check your car’s value for free in about 2 minutes, or go straight to a certified appraisal report.